What does retirement mean for you?

The value of pensions can fall as well as rise, you may get back less than you invested.

Tax treatment varies according to individual circumstance and is subject to change.

The FCA do not regulate auto enrolment.

Whatever your answer may be, one thing doesn’t change, and that’s the need to build up sufficient funds to generate income to achieve the retirement you want and deserve.

As pension freedoms have taken affect over the past few years and legislation has changed, there are now a myriad of ways to benefit and enhance your retirement pot and here at Digby’s Associates we have the technical knowledge and experience to help navigate you through this maze to achieve the outcomes your desire.

Pensions offer great tax advantages and can form a large part of an individual’s financial plan. Due to the recent changes in legislation, pensions could be viewed as a family asset. If managed properly, future generations and/or beneficiaries have the opportunity to benefit from a lifetime of savings being passed on to them.

It’s never too early to start thinking about your pension and whether your scheme is suitable for you. Whether you have a Final Salary, Defined Contribution or Auto Enrolment scheme, speak to one of our advisors to see if your plan will keep you on track for your goals.

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The value of pensions and investments can fall as well as rise, you may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.